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Curbing Expenses to Save More Money

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by: No more debt !
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Word Count: 624
Date: Sun, 19 Jul 2015 Time: 7:25 PM

Convenience is exactly what the world has to offer you today. It is one area that individuals always wanted to live an appropriate life. The days are gone when you go shopping carrying cash. Nowadays, the craze is using your credit card in purchasing anything you needed and wanted. It's no longer surprising to see customers in shopping malls, supermarkets, groceries, restaurants, as well as fast food chain stores use their credit cards to pay off purchases. Because of the widely-accepted buying practice, you can find customers who often overspend which cause them to be in huge debt.
Exactly how do you curb expenses to save more money? Here are some ways:

1. Spending in Department Stores and Supermarkets

Buying on credit includes a psychological impact on one's spending habit. It entices you to buy in excess of what exactly you need simply because you aren't actually spending cash at the time you bought the items.

Using cash or a debit card instead of a credit card in purchasing products or items in department stores and supermarkets allows you to spend on a financial budget. It focuses your attention to buy exactly what is necessary and not to buy on impulse.

2. Dining at Home
For lots of people, eating out with your family weekly has been a practice. Since it happens to be less complicated paying on credit rather than in cash, what about cutting it back to twice or once per month and instead, prepare dinner and dine at home? This would not merely cut your expenses on food and transport costs and save you money can also bring you to bond together as a family. Your spouse and your children might want to give you some help in preparing the food and sprucing up your dining table for a great dining experience.

3. Buying Home Brand Products

The emergence of home brand products in stores is already widely accepted by customers and also a common practice in the retail business today. The quality of the merchandise is usually at par with their branded counterparts. Preference in buying these products in cash could help you save money because these are less costly than the branded ones.

4. Buying in Bulk

If your budget permits you to buy more, consider buying in bulk. This appears to be expensive since you also are paying more at a time, however, you actually pay less overall when you purchase in bulk. Consider checking prices carefully as this may not often be the situation.

5. Making "Do It Yourself (DIY)" Products
Learning how to create your own laundry soap, household cleaners, and beauty products could bring savings over a period of time. Picking out the best formula in making these products and promoting them on social media may eventually bring you into business in the neighborhood.
There are many ways in curbing expenses and conserving money. What is vital by doing this is the discipline that you need to impose upon yourself. Strictly confining yourself to your budget, having a list of what to buy, and paying in cash or using a debit card is a surefire to save money.
After you have sufficient savings, you may want to consider joining the Truly Rich Club. As a member, you'll be taught on how to expand your money in lucrative investments. Want to learn more about the Club? Log on to our website now!


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About the Author

Jay Pasana New York based founder of Philippine Virtual Assistant Network - Philippines largest community of Filipino Virtual Assistants

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